Cruises Disney Cruises Travel Tips

5 Cost-Saving Tips for a Disney Cruise

Don’t get me wrong, I love  (read: am mildly obsessed) with Disney cruises, but yes, they can be quite expensive. Although I still find them to be a better deal financially  than a theme park trip thanks to the inclusion of food and (non-alcoholic) drink in your sailing rate, compared to a lot of the other cruise lines, they’re pricey (case in point-I am sailing to Alaska with them later this year and yes, it’s costing a lot more than going on a line like Royal Caribbean or even Holland America).

However, I get why you want to sail with Disney (said by someone who’s sailed with them six times now and it isn’t because I live in Florida and the port is only a 30 minute drive from my house). So here are five things to help you save on your first or next Disney cruise.

  • Sign up for a Disney Visa credit card

Okay, let me preface this by saying I am not an advocate of signing up for every credit card imaginable just to get those “sign up perks.” I have a couple of credit cards, all travel themed (airline and hotels) even though I am forever saying no, I don’t wish to sign up for one from  Kohls or Target.  But I will give a nod to the Disney Visa credit card. Why, you ask? Well, for starters you only need to spend $300 in the first three months in order to receive the sign up benefit. Compared to other cards that require you to spend a couple of thousand,  $300 is easily spent (sadly) in just a couple of weeks or less.   And the benefit is a $200 Disney gift card which  you can take  to guest services when you board the ship and then put  on your account.  This can literally go for anything-babysitting, meals at one of the adults-only restaurants, port excursions, etc. You could also use it to make a payment towards your cruise balance. D signed up for one and we used the gift card on our Caribbean cruise last year. Every little bit helps.

5 Cost-Saving Tips for a Disney Cruise

Extra cash? Perfect for those tropical drinks!

  • Book another cruise while still on-board

This one  applies more towards veteran sailers, but if you know without a doubt you would like to go on another Disney cruise, then book it while you’re still on-board your current one. Not only will you get a reduced deposit rate (and depending on how far out your cruise is, this can be  really beneficial), but you’ll also receive a stateroom credit on your new sailing. These vary depending on the length of the cruise but for our seven night Caribbean cruise, we received $200 (the longer the cruise, the bigger the credit is). So between this and the gift card, we boarded already having $400.

5 Cost-Saving Tips for a Disney Cruise

In port in Cozumel, a destination I had already started dreaming about while on my Norwegian cruise still.

  • Shop at home

While I love shopping on-board just as much as the next person, I’ve found that more and more cruise line-themed items are available on the Disney store website. I mention this because why spend full price buying those items on the ship when you can get them online and at times take advantage of the sales/reduced prices the store website is offering? The exceptions to this are items that are specially found on the Merrytime and Halloween-themed cruises, cruise-themed artwork, and items specific to certain itineraries. Just be discerning here.

5 Cost-Saving Tips for a Disney Cruise

Two items I’ve purchased but through the Disney Store website (not on-board the ship)

  • Book port excursions on your own

While yes, it’s no doubt  convenient to go right to Disney Cruise’s website port adventures and book all of your excursions in just a matter of moments simply by clicking “yes,” do yourself and your checking account a favor and don’t. What many cruise newbies don’t realize is that the port excursions Disney Cruise (and all the other lines) offer are contracted out to third party companies. The excursions are not being led and organized by Disney Cruise Line staff. With that said, you’re going to pay a lot more for an excursion you book through Disney Cruise’s website versus if you go directly to the tour operator’s website. Now obviously it might be a tad  more difficult to determine a tour outfitter in a big city like London or New York since Disney Cruise doesn’t list the name of the tour outfitter, but for smaller ports, you’ll be able to determine that the fjord sightseeing cruise in Stavanger, Norway is this company. I did this for most of my excursions in Norway, simply going to TripAdvisor, entering  the name of the port,  then researching potential activities from there. I’ll be doing the same for my Alaska cruise.

5 Cost-Saving Tips for a Disney Cruise

My boat ride through the Lysefjord in Norway. An excursion i easily booked on my own.

  • Skip the balcony

Don’t get me wrong, I would book a balcony for every cruise I  take. But staterooms with balconies come at a much higher cost, especially for those itineraries like Norway and Alaska. So the bottom line is,  you need to ask yourself realistically how much time would you actually sit out on said balcony? Is it worth spending hundreds, possibly even thousands more? The thing to remember is that the balconies themselves are not completely private and depending on where you’re sailing to, it may be too hot (the Caribbean) or too cold (Norway) to really want to sit out there. If you can secure an awesome deal, I’d say go for it, but otherwise put your money towards  more meaningful things like port excursions or maybe a meal splurge at Remy.

5 Cost-Saving Tips for a Disney Cruise

A gorgeous sunset as seen from my non-balcony stateroom.

I often read how people say they’d love to go on a Disney cruise but would never be able to afford one for their family. Well,  if you have your heart set on one, start saving. Even if you don’t sail till the end of next year (you can always book a cruise as more of a placeholder then change your date once new dates open up), saving now and putting money towards it means you’re closer to realizing that travel dream. And sail in hurricane season too; rates are often drastically lower and the odds of your ship actually being impacted by one are quite slim (two of my cruises have been in the height of hurricane season).

Are there any cost saving tips you’d recommend for a Disney cruise?

Pin me!

You Might Also Like


  • Reply
    Tammy Vig
    April 7, 2017 at 2:06 pm

    One thing you failed to mention, is that if you don’t book your port excursions through the cruise line, then you are on your own if you don’t make it back to the ship on time for departure. If you book the port excursion throught the cruise line, you are guaranteed to get back on time!

    • Reply
      April 14, 2017 at 12:40 pm

      Hi Tammy, You are right that if you book an excursion on your own and don’t make it back to the ship on time, you are on your own. However, even booking an excursion through Disney doesn’t mean they’ll get you back on time since no one has complete control over things like traffic and other random mishaps along the way 🙂 The ship just won’t leave without you.

      But whenever I’m in a port and on my own, I always make it my business to be aware of the time and if I booked an excursion on my own, I take into account the length of the excursion and travel times too. So much of it boils down to just being responsible and time conscious.

  • Reply
    Disney Blog Posts with Commentluv for Bloggers - The Educational Tourist
    September 2, 2017 at 10:30 am

    […] The Red Headed Traveler – 5 Cost Saving Tips for a Disney Cruise  […]

  • Reply
    Disney Cruise Line Ships Smackdown: Old Versus New - The Red Headed Traveler
    October 1, 2017 at 12:16 pm

    […] to other cruise lines, the Disney Cruise Line fleet is pretty small. There are only four ships total,  although by 2023  they will have an […]

  • Reply
    5 Popular Cruise Myths Debunked - The Red Headed Traveler
    November 16, 2017 at 9:03 am

    […] how popular and ubiquitous cruises have become in recent years, myths surrounding them continue to run rampant, almost always stemming […]

  • Reply
    How to Get SEO Back Links - 30+ Disney Blog Posts with Commentluv - The Educational Tourist
    November 28, 2017 at 6:58 pm

    […] The Red Headed Traveler – 5 Cost Saving Tips for a Disney Cruise  […]

  • Reply
    Kate S
    March 7, 2018 at 10:56 pm

    Agree with the balcony for sure! We literally didn’t use our balcony once on our Disney cruise. If it’s a big difference in price, I think it’s worth skipping. Thanks for the tips!
    Kate S recently posted…How to ROCK taking kids skiing for the first timeMy Profile

    • Reply
      March 19, 2018 at 7:18 pm

      Thankfully there are areas on a cruise ship that never seem to be too crowded and where you can enjoy the views in peace and quiet.

  • Reply
    March 25, 2018 at 5:36 pm

    That’s a great point about buying souvenirs off the ship. Also I agree about the balcony staterooms. They really are very nice to have, but sometimes if you work out just how much you have spent for that benefit you are paying a big premium. I would always want a balcony on an Alaskan cruise though.

    • Reply
      July 3, 2018 at 7:37 pm

      Were I to return to Alaska via cruise, I might invest in a balcony although I still don’t feel I’d utilize it “as” much simply due to the cold temps!

  • Reply
    Chris Jensen
    February 2, 2019 at 12:54 am

    I am thinking about booking a non-balcony on my next cruise. I want to take my two daughters on our next cruise, and I think that an oceanview would be a better option for my little climbers!

    • Reply
      February 16, 2019 at 9:22 am

      Thanks for commenting Chris! I think an oceanview stateroom is the perfect compromise since you still have the ability to look out for views but not any temptations in terms of climbing! And there’s so many places on deck to be open with looking out onto the water.

Leave a Reply

CommentLuv badge

This site uses Akismet to reduce spam. Learn how your comment data is processed.